FAQ
Straight answers.
What is VSTA?
VSTA is a personal finance operating system that gives your money a voice. It connects your accounts and explains what happened, what’s coming, and what you should do next. It uses plain language instead of more charts and dashboards.
Is VSTA a bank?
No. VSTA is not a bank and does not hold deposits. It is software from VSTA LLC that connects to financial accounts you already have and helps you understand and manage your money. It is not investment, tax, or legal advice.
How does VSTA connect to my accounts?
VSTA uses Plaid to securely link banks, cards, and investment accounts so it can show balances and activity in one place. You connect once and see everything together.
Is my financial data secure?
YES! VSTA is designed to protect personal and financial information. Account connections use industry-standard secure linking patterns, and our Privacy Policy explains what we collect, how we use it, and the choices available to you. Contact hello@vstamoney.com for privacy questions.
What are MoneyPaths?
MoneyPaths are rules that decide where your money should go — for example toward Living, Fun, or Growth — so you set the intent once and let VSTA keep routing money that way.
What is SmartSort?
SmartSort quietly organizes your spending and cash so your money is easier to understand without another cluttered budgeting dashboard.
What are Nudges?
Nudges are small, timely suggestions made by VSTA. For example, you may get a Nudge to move money between categories so you can stay ahead. These are custom recommendations, whenever they are needed.
What is Ben?
Ben is a natural-language assistant for your finances. You can ask questions like whether you can afford a trip, and get clear answers with suggested next steps based on your accounts and categories.
How much does VSTA cost?
VSTA is currently in private beta. Early access is invite-only; request an invite at vstamoney.com/register. Pricing for general availability will be shared as the product opens more broadly.
What platforms does VSTA support?
VSTA is available on the web at app.vstamoney.com during private beta. Mobile access expands as the beta progresses.
How do I get access to VSTA?
Request an invite at vstamoney.com/register. When a beta spot opens, the team will reach out at the email you provide.
How do I delete my data?
You can request deletion and exercise other privacy rights as described in the VSTA Privacy Policy. Email hello@vstamoney.com and we will help with account and data requests.